How the Wealthive Structure Score Works

What we score

The Structure Score is made of two pillars, weighted equally:

• Position Spread (50%) — how much of your equity sits in your largest holdings, and how evenly the rest is distributed across the positions you hold.
• Diversification (50%) — split evenly between breadth across holdings and spread across sectors.

What we describe but don't score

• Growth-tagged, income-tagged and defensive-tagged exposure.
• Unclassified exposure — holdings we could not map to a sector.
• Asset allocation across equities, funds, fixed income and cash.

These are descriptions of exposure, not forecasts, and they do not move your score.

What we can't see

We use no external market data beyond prices, no company fundamentals, no dividend history and no volatility data. ETFs without look-through into their underlying holdings are excluded from the structural maths and marked Unclassified.

Data confidence

Every pillar reports a confidence level — high, medium or low — along with the basis for that rating, so you can judge how much weight to give each number.