Sample Portfolio · Demo Mode

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This is a live diagnosis of a sample Nigerian portfolio — every number below is computed from the holdings, not hard-coded. Create an account to run it on your own portfolio.

Sample Holdings

Total value ₦427,520 · +58.0% on cost

Ticker	Name	Sector	Qty	Cost	Now	Weight
GTCO	Guaranty Trust Holding Co.	Financials	1,200	₦38.50	₦52.30	14.7%
MTNN	MTN Nigeria Communications	Telecommunications	400	₦245.00	₦218.40	20.4%
PRESCO	Presco Plc	Consumer Staples	300	₦190.00	₦425.00	29.8%
OANDO	Oando Plc	Energy	2,000	₦12.40	₦38.20	17.9%
TRANSCORP	Transnational Corporation	Financials	5,000	₦8.90	₦14.70	17.2%

68/ 100

Wealthive Score

Grade C

Diagnosis

This portfolio earns a Wealthive Score of 68/100 (Grade C). It blends solid sector breadth and meaningful income exposure with concentration in Financials and an underweight to defensive staples. The strongest pillar is Income, while growth is the biggest drag on the overall score.

Your Wealthive Score blends every other pillar into one composite portfolio-health number.

Risk Management71/100 × 25%

Diversification59/100 × 25%

Quality65/100 × 20%

Growth50/100 × 15%

Income100/100 × 15%

Formula: 25% Risk + 25% Diversification + 20% Quality + 15% Growth + 15% Income

71/ 100

Risk Management

Grade B

59/ 100

Diversification

Grade C

65/ 100

Quality

Grade C

50/ 100

Growth

Grade D

100/ 100

Income

Grade A

Risk Management — 71/100

Grade B

Position and sector concentration are within reasonable bounds.

Position concentration (HHI)0.214

Sector concentration (HHI)0.264

Largest single position29.8%

Number of holdings5

Formula: 60% position evenness + 25% sector evenness + 15% holdings-count bonus

Diversification — 59/100

Grade C

You hold 5 positions across 4 sectors.

Sectors covered4 of 8

Position evenness78.6%

Top sector exposureFinancials (31.9%)

Formula: 45% sector spread + 40% position evenness + 15% holdings depth

Quality — 65/100

Grade C

Majority exposure to stable, blue-chip-style sectors supports portfolio quality.

Defensive-sector weight (61.7% × 50)30.8 / 50 pts

Position discipline (1 − 29.8% × 25)17.5 / 25 pts

Sector breadth (4/5 × 15)12.0 / 15 pts

Price stability (58.0% swing × 10)4.2 / 10 pts

Total (clamped 0–100)65 / 100

Formula: Quality = 50 × defensive-sector weight + 25 × (1 − top-position weight) + 15 × min(sectors/5, 1) + 10 × (1 − min(|P/L%|/100, 1))

Growth — 50/100

Grade D

0.0% of your capital is in growth-oriented sectors; portfolio is up 58.0% on cost.

Growth-sector exposure0.0%

Unrealized P/L58.0%

Formula: 70% growth-sector weight + performance adjustment (±25)

Income — 100/100

Grade A

100.0% of your portfolio sits in income-typical sectors.

Income-sector exposure100.0%

Sector breadth4 sectors

Formula: 85% income-sector weight + 15% breadth bonus

Key Strengths

Strong income exposure from Financials and Telecoms
Defensive consumer-staples allocation via PRESCO
Multiple positions reduce single-stock dependency

Portfolio Risks

3 risks were identified in this portfolio

Our analysis flagged risks that may impact long-term returns. Sign up to see the full breakdown for your portfolio.

Hidden Concentration RiskPremium
Hidden Sector DependencyPremium
Hidden Growth WeaknessPremium

Improvement Potential

Our analysis identified actions that could lift this portfolio's overall score.

Current Score

Potential Score

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Demo prices are illustrative and not live market quotes. Wealthive provides educational insights and portfolio analysis tools — not personalised investment advice.