Sample Portfolio · Demo Mode

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This is a live diagnosis of a sample Nigerian portfolio — every number below is computed from the holdings, not hard-coded. Create an account to run it on your own portfolio.

Sample Holdings

Total value ₦427,520 · +58.0% on cost

Ticker	Name	Sector	Qty	Cost	Now	Weight
GTCO	Guaranty Trust Holding Co.	Financials	1,200	₦38.50	₦52.30	14.7%
MTNN	MTN Nigeria Communications	Telecommunications	400	₦245.00	₦218.40	20.4%
PRESCO	Presco Plc	Consumer Staples	300	₦190.00	₦425.00	29.8%
OANDO	Oando Plc	Energy	2,000	₦12.40	₦38.20	17.9%
TRANSCORP	Transnational Corporation	Financials	5,000	₦8.90	₦14.70	17.2%

68/ 100

Wealthive Structure Score

Moderate structural diversification

This score measures how your holdings are spread across positions and sectors. It does not measure company quality, future returns, volatility, investment performance or downside risk.

This portfolio scores 68/100 (moderate structural diversification).Diversification is the stronger pillar, scoring 87.6 out of 100. Your effective number of positions is 4.68. This means your current allocation is roughly as concentrated as a portfolio of 4.68 equally weighted holdings. Wealthive's scoring benchmark is 12. Does this level of concentration match how you want your equity portfolio structured?

Moderate structural diversification — This score measures how your holdings are spread across positions and sectors. It does not measure company quality, future returns, volatility, investment performance or downside risk.

Position Spread × 50%48/100

Diversification × 50%87.6/100

Equity share of portfolio100%

MethodologyWealthive V1

Formula: Structure Score = 0.50 × Position Spread + 0.50 × Diversification

48/ 100

Position Spread

50% of the score

88/ 100

Diversification

50% of the score

Position Spread — 48.0/100

Your largest position is 29.8% of your equity portfolio and your effective number of positions is 4.68.

Top position 29.8% (full marks at or below 15%)TopScore 57.6

Effective positions 4.68 (benchmark 12)SpreadScore 33.4

In-pillar weights60% TopScore + 40% SpreadScore

Pillar weight in Structure Score50%

Formula: TopScore = 100 × clamp((0.50 − top) / 0.35, 0, 1); SpreadScore = 100 × clamp((effN − 1) / 11, 0, 1); Position Spread = 0.60 × TopScore + 0.40 × SpreadScore

Diversification — 87.6/100

You hold 5 classified sectors with an effective sector count of 4.68.

Classified sectors 5 (full marks at 6)BreadthScore 83.3

Effective sectors 4.68 (full marks at 5)SectorSpread 92

In-pillar weights50% BreadthScore + 50% SectorSpread

Pillar weight in Structure Score50%

Formula: BreadthScore = 100 × min(S / 6, 1); SectorSpread = 100 × clamp((sectorEffN − 1) / 4, 0, 1); Diversification = 0.50 × BreadthScore + 0.50 × SectorSpread

Portfolio Profile (not scored)

Growth Exposure

37.63%

Income Exposure

82.81%

Defensive Exposure

29.82%

Unclassified

Confidence: Low — proxy. Growth and income exposure can overlap, so these percentages do not need to add up to 100%.

What The Structure Shows

material
Your effective number of positions is 4.68. This means your current allocation is roughly as concentrated as a portfolio of 4.68 equally weighted holdings. Wealthive's scoring benchmark is 12. Does this level of concentration match how you want your equity portfolio structured?
material
PRESCO is 29.8% of your equity portfolio. Full marks apply at 15% or below. Is that the size you intended for a single company?
informational
You hold 5 classified sectors. Full marks apply at 6. Which parts of the market are you currently not represented in?

1 further observation(s) are shown in the full report.

What You Should Know About This Score

Your effective number of positions is 4.68. In simple terms, your current allocation is roughly as concentrated as a portfolio of 4.68 equally weighted holdings. The 12 figure used in scoring is a benchmark, not a target number of stocks to own.
Your Structure Score covers your equity holdings, which are 100% of your total portfolio value.
Growth and Income Exposure can overlap. A sector may be classified as both growth-oriented and income-oriented, so these percentages do not need to add up to 100%.
29.82% of your equity portfolio is classified as defensive by Wealthive. This is a sector-classification measure, not a measure of actual volatility or downside protection.
This score measures how your portfolio is built, not how it has performed.
NGX ASI YTD performance is shown as a market reference. A portfolio-versus-index comparison is only available when Wealthive has matching historical portfolio data for the same measurement period.

In the full report

Plain-English explanation of every pillarPremium
Every deterministic observation, rankedPremium
Downloadable PDF structure reportPremium

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Demo prices are illustrative and not live market quotes. Scored using Wealthive V1 methodology. Wealthive provides educational insights and portfolio structure analysis, not personalised investment advice.